GENERAL MANAGER (843) 709-3600

         CHARLESTON-WEST ASHLEY
         (843) 991-6532
  COLUMBIA, SC (803) 227-2732
  COLUMBIA, SC (803) 227-2732
        SUMMERVILLE (843) 343-9299
         N. CHARLESTON -PARK CIRCLE
         (843) 478-2083

LOAN OFFICER OF THE WEEK!!!
designed with Homestead
Questions about this site may be directed to: breelandm@residentialmortgagesc.com All rights reserved. 2007
About Interest Rates
Due to market fluctuations, interest rates are subject to change at any time and without notice until you "lock-in" your rate. Please contact one of our Mortgage Loan Professionals to apply for a home loan.
Once you have been Pre-Approved you can "lock-in" in your rate by providing the following: a ratified contract, complete loan application and the necessary paperwork for loan approval.
Interest rates are also subject to credit and property approval based on secondary market guidelines, title and appraisal.
Please call one of our Mortgage Professionals for Fast, Friendly, Free Pre-Approval, current Loan Programs and Current Interest Rates
Loan Program                Interest Rate                      APR
Conv 30 Yr Fixed            5.250%                                5.347%
Interest Rates Last Updated at 9:30 AM on 07/01/2009
Conv 15 Yr Fixed            4.750%                                4.849%
FHA/VA 30 Yr Fixed        5.500%                                5.597% 
USDA Rural Housing       6.000%                                6.097%
State Housing (Cat III)     5.750%                                5.049% 
HAPPY CLIENTS!
FEATURED TESTIMONIAL
                               South Carolina's Full Service Residential Mortgage Specialist!
They said that it couldn't be done!   There is no way you are going to get a VA loan closed in less than two weeks.  That is what I heard from the sales agent, project manager, home inspector and even the electrician. I found a house on 10 Dec 08, and I closed on 23 Dec 08, thanks to the hard work and knowledge of the VA process by Jeff Holman with Residential Mortgages and Ki Ki Freeman my real estate agent.  Jeff and I met once;  he was very specific on what documents  I must provide.  When I arrived at his office, he explained the process in such detail that I had very few questions when the meeting was over.  If competence and honesty means anything to you when looking for a home, then you want my agent.  Before  my arrival, Ki Ki had already visited several homes and sent me photos that she had taken along with the listings.  Upon my arrival, we viewed three homes before I made an offer because she knows the area but more importantly she knew what type of house I was looking for.  Jeff and Ki Ki are true professionals!!  They made my home buying experience and transition to SC a success!

SFC Joel D. Hogan
United States Army

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KARL KOEPKE
Summerville
(843) 343-9299